The City of Mineola has received notice from the Texas Department of Insurance that our new ISO rating has been approved. After much work from the Police, Fire and Water departments, the City's Public Protection Class (PPC) rating has been lowered from a 4 to a 2. The Outside Protected Area (OPA) has been lowered from a 4/9 to a 2/8B. These new classifications will take effect on March 1, 2015.
What does all of this mean? ISO ratings are from 1 to 10 with 10 being the worst. As the ratings are lowered, fire insurance rates are lowered as well. Properties located within the city limits of Mineola will receive an ISO rating of a 2. Properties located outside of the city limits but within 5 miles of the fire station AND 1000 feet from a fire hydrant will receive the same rating of a 2. Properties located outside of the city limits but within 5 miles of the fire station and are NOT within 1000 feet from a fire hydrant will receive a rating of an 8B. Properties located outside of the city limits and further than five miles of the station will receive a rating of a 10. All property owners meeting the criteria of a 2 or 8B are encouraged to contact their insurance carriers on or after the effective date of March 1, 2015 to insure that you are given the proper rating for your property.
ISO ratings are based on the fire department, water supply and communications. These ratings were achieved because of water supply improvements performed over the past several years, equipment and capabilities of the fire department and communications performance of the police department. Congratulations to all for this accomplishment.